Personal Checking Accounts
We feature a variety of checking accounts tailored to suit your financial needs, with
unlimited check writing privileges, MasterMoney Debit Card, automatic loan payments,
Internet Banking, Bill Pay, and 24/7 Phone Banking.
Overdraft protection is available*.
For peace of mind you may elect to have overdraft protection on your checking account and never worry about
bouncing a check again. There are two options available for overdraft protection:
For more information, please contact a customer service representative at any of our locations.
Savings Account Overdraft Protection where you link your savings account to your checking. In case of
insufficient or uncollected funds in your checking, funds will be transferred from your savings account
to your checking account. Transfer fee will apply.
Overdraft Loan Protection acts as a personal/business line of credit to cover an overdrawn account.
Subject to credit approval.
+Annual Percentage Yield (APY)
Lusitania Savings Bank uses the daily average balance compounding method to calculate the interest on your account(s).
The annual percentage yield (APY) on your account assumes that the funds will be on deposit for a full year at the
initial rate and that interest is credited to the principal when paid. Interest will be paid monthly. Except for fixed
rate deposits, interest rate and annual percentage yield (APY) may be adjusted at any time without notice. No interest
will be paid for the days the account is below the minimum amount required. The minimum amount to obtain APY is
$100.00 on Savings Accounts and $500.00 on CDs. The minimum amount to obtain APY on Value Checking is $5,000.00.
Fees and/or penalties charged to your account may reduce earnings. Overdraft fees may apply to overdrafts created by
check, in-person withdrawal, ATM withdrawal or other electronic means as applicable.